The City of Monterey’s Housing Programs office administers and manages a variety of programs, each of which are subject to specific income eligibility criteria. Income eligibility for these programs is determined by comparisons with the U.S. Department of Housing and Urban Development (HUD) income limits currently in effect at the time of program application. The current income limits, adjusted for household size, are indicated below.

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MAXIMUM ALLOWABLE INCOME LIMITS, PROGRAM YEAR 2023

Annual Income Limits in PDF
The income limits are set annually by the Department of Housing and Urban Development (HUD). Here's the website: https://huduser.gov/portal/datasets/il.html

Some programs also use income numbers from the State, which are based on HUD's numbers, but have nuanced differences depending on the program. Here's the state page: https://hcd.ca.gov/grants-funding/income-limits/state-and-federal-income-limits.shtml

Household Size	Income
Extremely Low Income (CDBG HUD Limits, 30% AMI)
1	$25,300
2	$28,900
3	$32,500
4	$36,100
5	$39,000
Household Size	Income
Very Low Income (CDBG HUD Limits, 50% AMI)
1	$42,150
2	$48,200
3	$54,200
4	$60,200
5	$65,050
Household Size	Income
Low Income (CDBG HUD Limits, 80% AMI)
1	$67,450
2	$77,100
3	$86,750
4	$96,350
5	$104,100
Household Size	Income
Median Income: (100% of HCD Published AMI)
1	$70,300
2	$80,300
3	$90,350
4	$100,400
5	$108,450
Household Size	Income
Moderate Income: (120% of HCD Published AMI)
1	$84,350
2	$96,400
3	$108,450
4	$120,500
5	$130,150