Senior Volunteers age 55 and above are eligible to join the Retired Senior Volunteer Program (RSVP) through their affiliation with the City of Monterey, which is a member organization.

RSVP volunteers are provided with accident, personal liability and excess automobile liability insurance. The accident and excess automobile liability coverage are intended to provide higher levels of insurance for volunteers, starting where other insurance coverage stops. Volunteers are often not covered by personal liability insurance, in which case the personal liability insurance becomes primary insurance with no deductible.

• Accident Insurance
  Accident insurance covers RSVP volunteers for personal injury during travel between their homes and places of assignment, during meal periods while serving as a volunteer, and while attending project sponsored activities, such as recognition events, orientation, and meetings.
• Excess Automobile Liability Insurance
  This insurance provides coverage to avoid the gap between that provided by the Volunteer's personal vehicle insurance and liability claims in excess of that coverage up to $500,000 for bodily injury and/or property damage. RSVP provides protection against claims in excess of the greater of either the liability insurance volunteers carry on their own automobiles or the limits of the applicable state financial responsibility law, or in the absence of such law, $25,000 each person and $50,000 each accident for property damage.
• Personal Liability Insurance
  RSVP provides third party protection against injury or property damage claims arising out of volunteer service activities not to exceed $1,000,000 for each occurrence of personal injury or property damage, and shall be in excess of any other valid and collectible insurance. This does not include, nor is it a substitute for, malpractice insurance if applicable.
• Additional benefits provided by membership include:
  Mileage reimbursement for travel expenses
  Retired Senior Volunteer Newsletter
  Special yearly recognition luncheon for Senior volunteers
  (sponsored by RSVP).