City of Monterey | Library | Surviving Difficult Times

Housing and Foreclosures \| Jobs \| Money-Saving Tips \| Financial Planning \| Meeting Basic Needs
Surviving Difficult Times	During difficult economic times Monterey Public Library is here for you. We hope this page of Internet resources will serve as a starting point for anyone in need of help. There are many local agencies that offer a wide range of assistance. For more information and resources, Ask a Librarian.

Housing and Foreclosures

Housing Links
Monterey County Housing Alliance Counseling services for home owners and more
Guide to Avoiding Foreclosure (HUD) Resources for keeping your home from foreclosure
Avoiding Foreclosure: California Information on California regulations and legal assistance
California Consumer Home Mortgage Information Complete guide to mortgage resources in California
CalHFA - Foreclosure Avoidance How to contact banks and lenders if you are struggling with payments
Rural Community Assistance Corporation Home and necessities support for those who live in rural communities
Foreclosure Info for California Foreclosure answers from LawHelpCalifornia
For Renters
Housing Advocacy Council of Monterey County Emergency assistance for renters
Salvation Army Monterey Peninsula Corps Help for families transitioning into permanent housing
Conflict Resolution and Mediation Center of Monterey Resolving issues between landlords and renters

Suggested Books

Search the Library Catalog for more on this topic

Jobs and Careers

Job Web Links

Monterey Employment Development Department
File for disability, unemployment, get job training, or research the job market

Monterey Peninsula Chamber of Commerce
Connect with Monterey's business community

Monterey County Human Resources
Jobs with Monterey County

City of Monterey Human Resources
Jobs with the City of Monterey

One Stop Center Monterey
Employment services for all in Monterey County

Score
Resources for small business

Resume Links

How to Write a Resume.org
Tips for cover letters, resumes, job hunting, and interviews

Resume - Resource: Resumes and Cover Letters
Cover letter and resume guides and templates

Best Resume.com
Resume and interview tips

Suggested Books

Search the Library Catalog for more on this topic

Money-Saving Tips

KSBW's Smart Savings
One-stop economic survival guide

75 Painless Ways to Save Money
Ideas for managing expenses

Save Money on Groceries
Tips for reducing food costs

Save Money on Gas
How to drive smarter and plan trips ahead

Save Money on Utilities
Quick ways to cut electricity, heat, and water use

Save Money While Paying Your Bills
Strategies to keep your payments under control

Maria Shriver's We Connect
Connecting Californians to services for which they may be eligible

Suggested Books

Search the Library Catalog for more on this topic

Financial Planning

Financial Planning from AARP
Tools for budgeting, investing, and retirement planning

Saving For College
Tools for comparing savings plans and college costs

MyMoney.gov
Financial education resources for all Americans

Financial Facts Toolkit from the Securities and Exchange Commission
Worksheets and other tools for saving and investing

Smart Money.com
The popular magazine's companion web site

Suggested Books

Search the Library Catalog for more on this topic

Meeting Basic Needs

Shelter Outreach Plus A single point of entry for people in crisis
Food Bank for Monterey County Information on emergency and supplemental food distribution
Dorothy�s Place A resource for daytime shelter, referral services, meals, and clothing
Seaside Family Health Center Information on medical care services, health education, and disease prevention
Mental Health & Substance Abuse Recovery Lists programs for youth and family services throughout Monterey County
Monterey County 211 Web Site Connect to local information about critical health and human services. If you need to know where to go for help but don't know who to call, start with 2-1-1.
United Way of Monterey County Connects those who can give with those who need it.